Our fees

When you think of financial advice, you might think of it as a way to invest your money or plan for retirement. But it can do more than that. Financial advice adds real value to your life in many ways. It will help you make better financial decisions, achieve your financial goals, and enable you to live the lifestyle you want.

When you first approach one of our financial planners, you may have a specific question or concern, such as:

  • How can I invest and minimise tax?
  • Do I have enough money to retire or am I on track for a comfortable retirement?
  • Can I reduce the impact of Inheritance Tax?

While we can help you answer these questions, financial planning will deliver even greater value. It can help you:

  • Understand your current financial situation
  • Improve your peace of mind
  • Set financial goals
  • Create a plan to achieve your goals
  • Access the information you need to make decisions
  • Help you cut through financial jargon
  • Monitor your progress and make adjustments as needed.

Financial planning will help you feel more confident about your finances and give you peace of mind knowing that you are on track to achieve your goals. It will also help you live the lifestyle you want by enabling you to make better financial decisions.

We adhere to strict regulations on our fees. We believe in full disclosure before any business is agreed upon, as costs (including our fees) form a critical piece of your overall decision-making process.

We do not receive any remuneration through commissions or rebates from any third-party investment providers.

The actual fees depend on what you want to achieve with your finances and how you choose to work with us. Crucially, they are mutually agreed with you beforehand.

Our fee philosophy

1

We offer an initial meeting at our expense. We invest our time in getting to know you and, between us, to understand whether BMP is the right financial planner for you.

2

We create a detailed financial plan to put you on track to achieve your financial goals. We will typically charge a fixed fee, as agreed with you in advance.

3

Of course, you may choose to go elsewhere to implement your financial plan or do it yourself. However, if you do decide to work with us, our charges at this stage may be discounted by the cost of the financial plan (point 2) and based on a small percentage of the investment or a fixed fee, depending on what is agreed upon and works for both parties.

4

We wish to work with you for the rest of your life to ensure you have the right amount of money for your chosen lifestyle and life’s challenges. Again, our ongoing charges are flexible and often depend upon the nature of the ongoing services required and what works as agreed between us.

Learn more about the value of working with us by watching these client videos:

David Smith

David Smith:

We've always instilled trust in Jeanette's decisions when it comes to our finances

We've always instilled trust in Jeanette's decisions when it comes to our finances

Georgina & David

Georgina & David:

Working with James, I just feel my money is safe.

Working with James, I just feel my money is safe.

Henry Schmidl

Henry Schmidl:

I feel at ease knowing Jahmaine is looking after my finances

I feel at ease knowing Jahmaine is looking after my finances

Edwin Hogervorst

Edwin Hogervorst:

I trust Howard with my finances and feel confident that my future is secure

I trust Howard with my finances and feel confident that my future is secure

Retiree

Retiree, Scotland: Scottish expat

We very much worked together to produce a sensible financial plan

This client spent his career in Hong Kong, and retired back to Scotland in early 2020. He came to BMP wanting help with his retirement plan.

Laurent Bickert

Laurent Bickert, Hong Kong: French expat

Open-minded and creative… definitely not a ‘one-size-fits-all approach

Laurent moved to Hong Kong from France nine years ago, and was looking to overcome some retirement planning hurdles, as well as negotiating his expat contract.

Richard Nicoll

Richard Nicoll, Dubai: British expat

I feel very lucky to have met James. I totally trust him

Richard transferred to Hong Kong from Dubai, and first began working with BMP Wealth in 2015.

Joseph

Joseph, Malaysia: British expat

BMP Wealth have taken great care with my nest egg

Joseph moved to Hong Kong to start his own business after working for Tesco for 20 years. He wanted to understand how best to plan for his future.

Long-term resident of Hong Kong

Long-term resident of Hong Kong:

Very clear and transparent

This client has been a resident of Hong Kong since the 1970s, and needed a trusted hand to guide him through the financial complexities.

Lawyer in Hong Kong

Lawyer in Hong Kong, Hong Kong:

Very responsive and proactive

Having lived and worked in Hong Kong for the last 25 years, this client wanted more diversification in their portfolio.

US expat in Asia

US expat in Asia:

I wouldn’t take a call from any other adviser

This client explains how he was won over by our refreshing approach, and how it’s enabled him to get where he wants to be.

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